Insurance Waiver

Domestic Students requirements to waive the Aetna Student Health Plan:

1. Be owned, headquartered, and operated in the United States
2. Provide primary care services
3. Provide emergency care
4. Offer inpatient and outpatient mental-health benefits
5. Offer unlimited prescription benefits
6. Offer full coverage for all preexisting conditions
7. If you are living on or near campus, your plan must provide access to care within Washington State
8. If you are taking classes 100% online from home, you may waive with a plan that does not provide access to care within Washington State
9. A plan that only provides urgent and emergency care is insufficient to waive the student health insurance
10. Specific to insurance requiring coverage in Washington state
    1. Plans that typically meet the minimums for the waiver include most PPO and POS plans and Washington-based HMO plans.
    2. Many students with out of state Kaiser can register as a visiting member with Kaiser Permenanete of Washington.
    3. Insurances that usually do not meet the minimum requirement of the waiver include out-of-state HMO plans, state-sponsored Medicaid plans outside of Washington, insurance plans in US territories such as Guam and international travel policies

International Students waiver requirements

• Be owned, headquartered, operated and filed in the United States
• Be in compliance with the Affordable Care Act (ACA Compliant)
• Provide primary care services
• Provide emergency care
• Offer inpatient and outpatient mental-health benefits
• Offer unlimited prescription benefits
• Offer full coverage for all preexisting conditions
• Plan deductible not to exceed $500 per accident or illness
• Cover repatriation of remains in the amount of $25,000 or more
• Cover medical evacuation expenses of the international student to student's home country in the amount of $50,000 or more
• If a copy of your insurance policy is requested, you must be able to provide a copy written in English showing benefit amounts in US dollars
• If you are living on or near campus, your plan must provide access to care within Washington State
• If you are taking classes 100% online from within the United States, you may waive with a plan that does not provide access to care within Washington State
• If you are an International Student taking classes from your home country please complete the International Student Center online survey:  https://seattleux.qualtrics.com/jfe/form/SV_b4bW7lFjLc0DoJD

1. To access the waiver, go to the JCB Student Insurance Portal 
   • JCB Insurance Solutions is the broker contracted with Seattle University to manage the waivers. They are held to the same standard of protecting your personal information as Seattle University.
   • If you have any problems accessing the site please contact JCB at 206-201-0291 or StudentServices@JCBins.com
2. Select Seattle University, 2020-2021 plan year, and the type of student you are, such as Full Time Domestic Undergraduate or International student. Then click on Go.
3. Click on My Account to log in and create an account if you do not have one already. You must use your Seattle University email when creating your account. This email along with your SU student ID number and date of birth are required to verify your identity.
4. Click on Submit Waiver Here
5. Choose term (FYI although the term listed is 9/1/20 - 12/31/20 if your waiver is approved it will continue through 8/31/21)

• You will need access to your insurance information as well as be able to upload a copy of the front and back of your insurance card.
• If you accidentally enter the wrong information, you can resubmit your corrected information as many times as needed prior to the waiver deadline.
• Waivers only need to be completed once each academic year. If you have an approved waiver, you will not need to submit another one until the 21-22 academic year.
• If you have an approved waiver, the premium will be removed from your student account and no further premiums added for subsequent terms during the 20-21 academic year. It can take two weeks for the premium to be removed once you have an approved waiver.

If you miss the waiver deadline you may submit a waiver when it opens for the next term, however you will be responsible for the current terms premium.

For the 20-21 academic year, students who are taking a part-time course load (< 12 credits) and have been granted the full-time equivalency (FTE) accommodation will not be enrolled in the Aetna Student health plan by default. 

We encourage all students to have medical insurance that provides care in the state or territory they reside including primary care, mental health care, and prescription benefits as well as emergency care. We strongly encourage you to enroll in the plan if you do currently do not have a medical plan with this coverage.

If you would like to sign up or continue to be covered by the Aetna Student Health Plan please see STEPS TO ENROLL FOR VOLUNTARY STUDENTS & DEPENDENTS under Aetna Student Health Insurance