Life and Accident

Life insurance protects your beneficiary from financial hardship in the event of your death. Accidental Death and Dismemberment (AD&D) provides a benefit if you die due to an accident or if you have suffered a loss of functionality. Seattle University pays 100% of the premium for Basic Life and AD&D insurance. Eligible faculty and staff are automatically covered for the equivalent of annual pay (rounded up to the nearest $1,000) with a maximum of $50,000 coverage per plan.  You may choose to purchase additional amounts of insurance for yourself or eligible family members.

Below is a brief outline of benefits. Refer to the appropriate insurance certificate for a summary of plan benefits. Under all circumstances, the insurance policy will take precedence over information contained on this website or within the certificate.

Employee Life Insurance

Basic Coverage Amount 100% of annual pay rounded up to the nearest $1,000. $50,000 maximum
Definition of Pay   Your annual base pay rate as of January 1 (or date of enrollment for newly hired faculty and staff).
Limitations Coverage is reduced at age 65 and again at age 70
Guaranteed Acceptance You are guaranteed Basic Life Insurance coverage

Accidental Death and Dismemberment

Basic Coverage Amount   100% of annual pay rounded up to the nearest $1,000. $50,000 maximum.  Additional amounts are payable for certain types of losses
Definition of Pay  Your annual base pay rate as of January 1 (or date of enrollment for newly hired faculty and staff)
Limitations   Coverage is reduced at age 65 and again at age 70