Life and Accidental Death & Dismemberment Insurance
Life insurance protects your beneficiary from financial hardship in the event of your death. Accidental Death and Dismemberment (AD&D) provides a benefit if you die due to an accident or if you have suffered a loss of functionality. Seattle University pays 100% of the premium for Basic Life and AD&D insurance. Eligible faculty and staff are automatically covered for the equivalent of annual pay (rounded up to the nearest $1,000) with a maximum of $50,000 coverage per plan. You may choose to purchase additional amounts of insurance for yourself or eligible family members.
| Employee Life Insurance |
| Basic Coverage Amount |
100% of annual pay rounded up to the nearest $1,000. $50,000 maximum |
| Definition of Pay |
Your annual base pay rate as of January 1 (or date of enrollment for newly hired faculty and staff). |
| Limitations |
Coverage is reduced at age 65 and again at age 70 |
| Guaranteed Acceptance |
You are guaranteed Basic Life Insurance coverage |
| Accidental Death and Dismemberment |
| Basic Coverage Amount |
100% of annual pay rounded up to the nearest $1,000. $50,000 maximum. Additional amounts are payable for certain types of losses |
| Definition of Pay |
Your annual base pay rate as of January 1 (or date of enrollment for newly hired faculty and staff) |
| Limitations |
Coverage is reduced at age 65 and again at age 70 |
This is a brief outline of benefits. Refer to the appropriate insurance certificate for a summary of plan benefits. Under all circumstances, the insurance policy will take precedence over information contained on this website or within the certificate.
> 2013 Group Life Insurance Certificate
> 2013 Group Accident Insurance Certificate